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Auto Insurance

from Ptarmigan Insurance Agency

Auto Insurance

Whether you've just bought your dream car, or your growing family purchased a new mini-van, getting auto insurance is necessary. Not only will Whitefish, Montana auto insurance protect your vehicle in the case of an accident, but it will also protect what matters most — the people inside. 

Auto insurance requirements change from state to state, but in Montana, you must have the following coverages in terms of auto insurance: 

  • Bodily injury coverage: $25,000 per person, $50,000 per accident
  • Property damage coverage: $10,000 per accident
  • Uninsured or underinsured motorist coverage: $25,000 per person, $50,000 per accident

These minimums ensure that no matter what happens, you, your family, your vehicle, and others are protected in the case of an accident.

Why do I need auto insurance?

There is a wide variety of benefits that come with auto insurance, but the top benefit is peace of mind. 

Whitefish, Montana auto insurance ensures that you won't have to pay out of pocket when the unexpected happens. Here are some situations that you may have to pay out of pocket for if you don't carry auto insurance: 

  • Costs associated with a collision with another vehicle
  • Costs associated with a collision with someone else's piece of property
  • Medical bills for all those involved in an accident that you caused

Not only will auto insurance give you peace of mind, but as mentioned, certain coverages are also required in your state. If you don't carry an auto insurance policy, you could face fines or jail time.

Find your ideal auto insurance policy with Ptarmigan Insurance Agency

Ptarmigan Insurance Agency specializes in auto insurance for Whitefish, Montana residents. No matter what kind of vehicle you own, we can help you create a custom auto insurance policy that fits your needs and meets state requirements.

We can help you determine what coverages would be best for your kind of vehicle and ensure that you'll leave with the peace of mind you deserve when it comes to covering your vehicle. 

To learn more about our coverage options, feel free to stop in or give us a call at 406-857-7777. We'd be glad to talk to you about our auto insurance options!